


Hundreds of thousands
insured paws
Protection that lasts a cat's lifetime
- •Cat health insurance made for you
- •Cat OP insurance for an emergency
- •Unique preventative concept
Pet-friendly rates for surgical and health insurance
Surgery
Mini
Midi
Maxi
Surgery
From 3,55 €/ month- Up to 100% cost coverage
- Up to 4x GOT coverage
- Unlimited surgery costs
- Free online vet for surgery
Mini
From 10,10 €/ month- Up to 100% cost coverage
- Up to 4x GOT coverage
- Unlimited surgery costs
- 3.000 € yearly sickness costs
- €35 preventative budget
- Free online vet
Midi
From 16,45 €/ month- Up to 100% cost coverage
- Up to 4x GOT coverage
- Unlimited surgery costs
- Unlimited yearly sickness costs after year 2
- €100 preventative budget
- Free online vet
Maxi
From 20,40 €/ month- Up to 100% cost coverage
- Up to 4x GOT coverage
- Unlimited surgery costs
- Unlimited sickness costs
- €140 preventative budget
- Free online vet
- Surgery coverage for emergencies
Surgery
From 3,55 €/ month- Up to 100% cost coverage
- Up to 4x GOT coverage
- Unlimited surgery costs
- Free online vet for surgery
- Standard plus full health insurance
Mini
From 10,10 €/ month- Up to 100% cost coverage
- Up to 4x GOT coverage
- Unlimited surgery costs
- 3.000 € yearly sickness costs
- €35 preventative budget
- Free online vet
- PopularTop value-for-money full health insurance
Midi
From 16,45 €/ month- Up to 100% cost coverage
- Up to 4x GOT coverage
- Unlimited surgery costs
- Unlimited yearly sickness costs after year 2
- €100 preventative budget
- Free online vet
- All-around-carefree full health insurance
Maxi
From 20,40 €/ month- Up to 100% cost coverage
- Up to 4x GOT coverage
- Unlimited surgery costs
- Unlimited sickness costs
- €140 preventative budget
- Free online vet
No cat has to stay outside with us

Protect your cat and benefit from day 1
That's why hundreds of thousands paws love Lassie

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Frequently asked questions about cat health insurance
Yes. For our surgery and health insurances, your pet must be clearly identifiable with a microchip or registration number.
Please note that if your pet is not chipped, we will not be able to process any claims submitted until a chip number is available. Chipping can be covered by the yearly preventive budget available in each of our full health insurance packages (up to €35 in Mini, €100 in Midi, and €140 in Maxi).
Lassie surgery and health insurance policies have a general waiting period of 30 days and a special waiting period of 18 months for specific diagnoses from the start of the insurance. There is a reduced waiting period of 2 days from the start of the insurance for accidents. However, there is no waiting time for the usage of the preventive care flat rate, or for telemedicine. If you have chosen tomorrow's date as your start date, your insurance will be active from midnight.
Please note: In case you ensure a puppy or kitten with us below the age of 120 days and you have a vet certificate confirming your beloved furry friend is fully healthy, you have the chance to waive the waiting period from the start of the insurance.
There is no waiting period for dog liability insurance.
Ask your veterinarian to fill out this form: Gesundheitszertifikat
Yes, you have several ways to get a discount with Lassie.
Save through our Prevention Bonus Program: Take courses and answer quiz questions in the Lassie app and get a discount on your insurance premium - every insurance year! At Lassie, we want to help you prevent illnesses and injuries in your pet before they occur! That's why you can take part in prevention courses where you learn how to care for your dog or cat - e.g. what diet is suitable for your kitten or how to socialize your dog. You can test your knowledge with subsequent quizzes. If you answer all the quiz questions in a course correctly, you will receive points that you can use to get a discount on the price of your cat health insurance. Save up to €50 per insurance year on dog surgery or health insurance per insurance year and up to €25 on cat surgery or health insurance.
The Lassie Refer-a-Friend program: We also want every pet owner to benefit from a preventative approach to pet care. That's why we have the Lassie referral program, where you can invite others to join Lassie and get extra discounts for yourself and others! Get €30 off your next Lassie invoice for every successful referral. Learn more.
Multiple pet discount: Would you like to insure more than one pet with Lassie? Then you can benefit from the Lassie multi-animal discount, which gives you a 10% price reduction.
Operation cost protection
The insurance reimburses costs for:
Medically necessary operations (also under partial anesthesia) up to 4 times the rate of the German Veterinary Fee Ordinance (GOT) for the restoration of the state of health
Pre-surgery examinations and special diagnostics in the period of 10 days before the planned operation
Follow-up treatment until the 30th calendar day after the operation
Proportionate subsidy of up to €500 for the use of prostheses, if they are necessary from a veterinary point of view
Health and accident protection
The insurance reimburses costs for:
Medically necessary treatments up to 4 times the rate of the German Veterinary Fee Ordinance (GOT), if your animal suffers from an illness with clinical symptoms or has been involved in an accident
Outpatient and inpatient treatments, including board and lodging in a veterinary clinic
Medications, consumables, and supplies, if prescribed or ordered by your veterinarian
Special diagnostics such as MRI/CT (only in the Maxi tariff)
Preventive care budget
Regardless of veterinary necessity, the following insurance benefits are considered an insured event and are reimbursed up to the amount of the annual preventive care budget specified in the tariff:
Issuance of an EU pet passport, including insertion of a chip or tattoo
Health check and preventive examinations
Protective vaccinations
Worming cure
Flea and tick prevention
Dental care, plaque removal
Castration or sterilization without medical indication (only in Maxi tariff)
Additional benefits
Reimbursement of accommodation costs in a boarding kennel up to 300€ per insurance year, if you need unplanned inpatient treatment in hospital.
Cat behavioural therapy and medication for 12 months post-traumatic event (only in Maxi tariff)
Free access to 24/7 online vet Pfotendoctor
Access our free Lassie app
Free courses in caring for your dog
Protection overseas for up to 12 months
For certain tariffs, there are limits to the amount covered:
Mini
Operation cost coverage: Unlimited
Coverage of treatment costs: €3.000
Preventative budget: €35
Midi
Operation cost coverage: Unlimited
Coverage of treatment costs: Year 1 - €1000, Year 2 - €2000, Year 3 - Unlimited
Preventative budget: 100€
Maxi
Operation cost coverage: Unlimited
Coverage of treatment costs: Unlimited
Preventative budget: 140€
There are also certain situations, surgeries, and/or treatments that Lassie cannot cover. This includes, but is not limited to:
Treatment measures and operations due to previous ailments that existed/began before the start of insurance - i.e. something for which your pet was treated, medicated, examined or showed symptoms within the last 24 months.
Treatment measures or operations due to congenital, genetic hereditary diseases as well as breed-specific diseases (e.g. repair of malformations or deformities), regardless of when the disease was first observed. This exclusion does not apply to diagnoses specifically listed in 2.2.1. and associated conditions of the special waiting period.
Treatment procedures or surgeries for injuries/illnesses that existed/started prior to the effective date of coverage or during the waiting periods and are considered chronic (i.e., illnesses that have existed for 8 weeks).
Treatment and surgery for illnesses that normally could have been prevented if subsequent vaccinations had been given without gaps:
Dogs: distemper, hepatitis, leptospirosis, parvovirus, and rabies.
Cats: Calicivirus and rhinotracheitis virus (feline rhinotracheitis), panleukopenia (feline epidemic diarrhea), feline infectious peritonitis (FIP), feline leucosis, and rabies.
Non-exclusively pain-relieving dental treatment, dentures, fillings, and treatment procedures or surgery for dental or jaw abnormalities.
Treatment measures or operations as a result of musculoskeletal health impairments due to:
Wobbler syndrome (cervical spondylosis).
Cauda equina (lumbosacral stenosis)
Growth disorder of the forearm (Radius curvus)
Degenerative myelopathy (DM) (genetic spinal cord disease).
The following diseases:
Positional anomaly of the testicle (cryptorchidism)
Congenital hernias (umbilical, inguinal, diaphragmatic hernia)
For a complete list of exclusions, please refer to the Lassie Policy Terms and Conditions.
Eligible for insurance are cats from the 8th week of life at the start of insurance, which are healthy or already have pre-existing conditions (acute, chronic or breed-specific diseases). Please note: Special restrictions and exclusions of benefits apply to insured animals with pre-existing conditions.
Lassie cat health insurance, like other insurance policies, does not cover past medical conditions (i.e., something for which your pet has been treated, medicated, examined or shown symptoms within the past 24 months).
Provided your cat has not shown any symptoms for 24 months and no treatment, medication or examination has been carried out for this previous illness, costs for treatment and surgery will again be reimbursed if medically necessary within the scope of the Insurance Terms & Conditions.
Veterinary costs vary from cat to cat and from region to region, and of course depend on your dog's health condition and the examination and treatment required. Even a routine check up can cost anywhere between €26 and €45, and the prices only increase with time and difficulty of the issue.
Here’s an example:
Gastrointestinal inflammation: €195 to €450
Operative wound care: €245 to €650
Ear infection: €280 to €580
UTIs: €340 to €540
Tooth extraction: €350 to €570
Additionally, you may also need to pay for medication, materials such as bandages, canulas and needles, third party laboratory services such as blood or tissue analysis, and/or a flat-rate fee of €50 during emergency service times.
A visit to the vet can often run to the hundreds or even thousands of Euro. We all hope our cats will always remain healthy, so it’s easy to underestimate the true costs you’ll face should anything happen. Just like in humans, cats can face lots of different illnesses and injuries throughout their lives, from mild to serious. Common issues that need intervention from a vet in order to keep your kitty healthy include gastrointestinal inflammation, cat flu, gingivitis, hyperthyroidism, urinary tract infection, and much more!
These illnesses can usually be dealt with with regular visits and medication, however in the worst case, your cat will need emergency surgery to save their life. In moments like that, you don’t want to be thinking about finances! Surgery is something you should be prepared to face. Here are some common surgical interventions for cats:
Tumor removal
Wound care
Ligament repair
Broken bone repair
Thyroid removal
Lassie’s full health insurance protects you and your cat against the costs of these common operations, as each of the three tariffs offers unlimited insurance for medically necessary surgery. In addition, other vet-recommended treatments and medications are also covered (the maximum coverage amount depends on your chosen tariff). Find the best option for you and your cat using our online sign up in our app or on our website to compare surgery and health insurances
The insurance premium depends on the scope of services and the tariff. The age and breed of your cat also influences the price of the insurance, among other things.
Don't forget that you can also lower your price by €25 per policy every year if you are active in our app. Take courses in the app on health and handling your cat, then answer quiz questions and earn points. You can then redeem them for a discount on your insurance premium.
Calculate your prices now and compare Lassie insurances.
All three Lassie health insurance plans for cats cover the costs of medically necessary operations in unlimited amounts. For veterinarian-recommended treatments, however, the maximum reimbursement amounts per insurance year differ depending on the selected tariff. For example, Lassie's Mini tariff covers a maximum of €3,000 per insurance year for medical treatment, while the Maxi tariff covers an unlimited amount for insured medical treatment. Another difference is in the amount of the annual preventive budget, which you can use for flea and tick prevention, vaccinations or health checks, for example. Here’s an overview of the annual preventive care budget per tariff:
Mini: €35/ year
Midi: €100/ year
Maxi: €140/ year
Want to learn more about Lassie cat health insurance rates? Answer a few questions about your furry friend in seconds and compare prices and rates.
Yes, your insurance premium is affected by the deductible you choose. With Lassie Health Insurance you have three choices: 40%, 20% or 0% variable deductible. If you for example choose a 20% deductible, your insurance premium will be lower because you will pay 20% of the costs yourself in the event of a claim. If you choose a 0% deductible, Lassie will reimburse the entire cost in the event of a claim, up to the benefit limit defined in the tariff per insurance year. For this reason, your choice of 0% deductible means a higher insurance premium. Calculate your insurance premium now and see how the deductible you choose influences your individual price.
If your cat is involved in an accident, please seek help from a vet as soon as possible. If you are not sure whether a visit to the vet is necessary, with Lassie cat health insurance you can also talk to a vet from our partner FirstVet by video phone call free of charge - from 7am to midnight every day, also on weekends and holidays. If you’ve already been to the vet and need to submit a claim, please use the “Submit claim” button in the “Insurance” tab in our app, or send an email to schaden@lassie.de. Learn more about what to do in case of an accident or claim.
If you’ve adopted or purchased a cat from abroad, you can only buy the insurance to start on the day your cat arrives in Germany.
Remember that cats traveling into Germany need to be vaccinated against rabies, and need a microchip or tattoo and EU pet passport. You can buy insurance from us without a veterinary certificate, however, especially if you’ve adopted a cat from overseas, we would also like to draw your attention to the following:
The health insurance does not apply to disease caused by parasites or infection that your cat brought with them when it was brought to Germany. As with all pet health insurance providers, we do not cover issues that your cat has experienced within the 24 months prior to the start of the insurance coverage (e.g. anything for which your cat was treated, examined, or showed symptoms for).
With Lassie's cat health insurance, you always have the option of booking a video consultation with a professional veterinarian from our partner FirstVet if you are worried about your cat. You can book an appointment directly in the Lassie app, and the consultation itself will take place via the FirstVet app. In case this is not possible for you, you can also indicate that you would like to be contacted by phone when booking the appointment.
It is important that you enter your Lassie insurance number in the FirstVet app so that we can assign the consultation to your insurance. That way, we pay FirstVet directly, and it is free of charge for you! After booking the appointment, you will receive an SMS shortly before the start of the appointment with the access data for the video call, which you must enter into the FirstVet app. Through the video function, it is possible for the vet to view your cat via the camera and can thus provide advice and give you recommendations for action. Many common concerns of cat owners can be solved with the help of FirstVet, without having to go to the vet.
Please note that it is not possible for Firstvet to issue prescriptions via video, so an additional appointment at a veterinary practice is essential if your cat needs prescription medication.
No. You don't need a veterinary certificate or a health check to insure your cat with Lassie. You can quickly purchase insurance for your cat in just two minutes via the Lassie website or app. We trust you to provide truthful and complete information when you take out insurance.
A separate surgery or health insurance policy must be taken out for each cat, as the insurance benefits only apply to the respective insured cat. To take out Lassie insurance for one or more cats, fill out our online form for each cat, including specific details - for example, the breed or the cat’s age. In just 2 minutes, you can easily take out another cat insurance policy online.
Yes of course! With Lassie you are free to choose the vet you and your cat prefer. We cover all costs up to 4x GOT Satz, so you can rest assured that we’ll help you cover your costs, no matter where you choose to go.
The price of the insurance for your cat is calculated based on multiple factors, including your cat’s breed, sex, age, and location. You can calculate your price in a few moments by answering some questions in our online form, then comparing the costs and services of each of Lassies cat health insurance tariffs.
It’s likely that older cats need to visit the vet more often than younger cats, as certain illnesses and issues only appear in old age. To keep your cat in the best possible health throughout their life, it is a good idea to keep the insurance while they age.
At Lassie, your cat can be insured from 8 weeks of age, and we have no upper age limit so you can insure even your oldest cat. Age plays a role, not only in the general health of your cat, but also in the cost of keeping them healthy. Therefore, it also has an impact on what you’ll pay for their insurance.