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Nibbled couch at friends or worse: a personal injury after a bike crash caused by your dog? If you're not careful, damage caused by your dog can quickly become very expensive. Lassie's dog liability insurance covers physical and material damage caused by your dog to third parties.
In Germany, dog owners are liable for damage caused by their four-legged friend to third parties. Private liability insurances usually do not cover these damages. Some damages can reach unimaginable heights, for example, if your dog causes a car accident with personal injury.
Protect yourself against high financial claims from third parties due to personal injury, property damage or financial loss.
Bei Lassie kannst du deinen Hundehaftpflichtschutz nach deinen Wünschen und Bedürfnissen konfigurieren. Es gibt folgende zubuchbaren Versicherungsleistungen:
Includes premium waiver in the event of unemployment for up to 12 months and compensation for the replacement value of items up to 5,000 euros if they are no more than 1 year old.
Payment of up to 500 euros for veterinary costs incurred if your insured dog is bitten by another dog.
Reimbursement of damage to rented and leased property worth up to €5,000 if caused by your insured dog.
No more tedious paperwork: In the Lassie app, you can manage your insurance policies digitally: see your insurance documents, report a claim in just a few steps, or chat personally with our customer service if you have any questions.
The app also offers valuable content, including preventive measures to prevent diseases in your dog. Benefit from the extensive expert knowledge of veterinarians and dog trainers.
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Answer a few questions and get rates and your prices in a few seconds. Free of charge and without obligation.
Compare rates and choose the right insurance based on benefits and prices.
Fill in a few details and take out your insurance conveniently online. Then it's time to enjoy the best protection.
With Lassie pet surgery or health insurance, you can enjoy carefree time with your furry friend.
There is a general waiting period of 30 days from the start of insurance. However, here is no waiting period for insurance coverage due to accidents or within the scope of the precautionary budget! Furthermore, the general waiting period for telemedicine through our partner Pfotendoctor does not apply.
However, the insurance coverage only starts if the payment is made on time, which is within 14 days of receipt of the insurance policy.
The sum insured corresponds to the flat-rate sum insured, which is stated in the insurance certificate and its supplements. The sum insured represents the maximum compensation for all insured events in one insurance year.
Cover: Up to €10m
Deductible: Choose 0 or €150
Rented/borrowed objects: Up to €5,000 (add-on)
Replacement value compensation: Up to €5,000 (add-on)
Emergency aid for dog bites: Up to €500 (add-on)
Claims between insured persons and claims from relatives
Intentional damage (e.g. damage that is not caused by accident)
Damage beyond the statutory liability
Penalties and fines
Hunting dogs that are already covered by hunting liability insurance
In some cases, the insurance does not provide unlimited coverage up to €10m. This includes the following:
Damage caused by intent
Claims of co-insured persons or relatives living in the same household
Additionally, the following limitations apply to the additional services:
Replacement value compensation is limited to €5,000
Emergency aid for dog bites is limited to €500
Compensation for rented or borrowed items is limited to €5,000
Remember that you may also need to pay a deductible in the case of an insurance claim, depending on your chosen deductible and insurance premium.
Lassie’s dog liability insurance cover is valid in the Federal Republic of Germany, for an unlimited stay abroad in Europe, and for a temporary stay of up to 5 years outside of Europe. If you're planning to travel outside of Germany with your dog, it is important to have dog liability insurance, as claims for damages in other regions may be far higher than they are in Germany.
You can earn points by taking courses related to your dog’s health and preventative measures, and then answering quiz questions correctly in the Lassie app. By learning about your dog's health and how to handle it, you have the opportunity to reduce your dog's risk of illness and injury. Because the focus of these courses is preventative health, points can only be redeemed in the form of discounts on health and surgery insurance packages.
No. All dog liability insurance only covers damage caused to third parties, and Lassie is no exception. Any damage caused in houses or apartments you own will not be covered.
A deductible is the amount you pay yourself in the event of damage or a claim. After the deductible has been paid, Lassie’s dog liability insurance will cover any remaining costs up to the maximum sum insured. With Lassie you may choose to pay a € 150 deductible, or € 0 (no deductible at all!) If you choose to pay a deductible, then your monthly or yearly insurance premium is decreased.
Lassie’s dog liability insurance covers you as the policyholder, of course. But
did you know that "non-commercial third parties" are also covered? This includes family members, partners or roommates, or other non-commercial dog guardians (basically anyone who occasionally helps walk or care for your four-legged friend). The only people who are not covered are professional dog sitters, as they have their own dog liability insurance as part of their job.