For dogs, Lassie offers dog liability insurance in addition to surgery or health insurance. Getting both health/OP and liability insurance with Lassie means you’ll have easy access to view and manage all your pet insurances in the Lassie app. You can also count on top-notch customer service if you need help or want to file a claim.

Please note: For cats, we currently only offer surgery insurance or health insurance.

At Lassie, we know from our work with veterinarians and experts that taking good care of your animal is the best insurance.

Many of the most common injuries and illnesses are completely avoidable with the right knowledge and preventive measures. Simple measures like brushing your pet's teeth, trimming their claws, checking ears, or doing basic first aid, can all help to reduce your dog or cat’s risk of illness and injury. That’s why, together with vets and other experts, we have developed the Lassie app where you can get tips and advice tailored to your pet - for example: which vaccinations should be carried out and when, which foods or objects are poisonous, or how to teach your pet certain behaviors. The more you learn about the health of your furry friend, the more points you can collect and the less you pay on your next insurance premium. Now, that's what we call a real win-win!

The insurance premiums at Lassie are calculated individually for you and your pet, and depend on many factors. For health and OP insurance this includes the breed and sex of your cat or dog, their age, and location. For dog liability insurance this includes the breed of your dog, your age, and location. You can get a quote for health insurance and/or liability insurance quickly and easily by filling out our form online or in the Lassie app.


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Lassie offers five types of pet insurance products:

1. OP-Schutz - surgery insurance for dogs & cats

2. Full Health Insurance Mini - basic health insurance (including surgery coverage) for dogs & cats

3. Full Health Insurance Midi - medium health insurance (including surgery coverage) for dogs & cats

4. Full Health Insurance Maxi - premium insurance (including surgery coverage) for dogs & cats

5. Dog Liability - liability insurance for dogs

We have more details about dog insurance and cat insurance on our website. Please feel free to take a look around, or contact our team directly via chat, email, or phone if you have any questions!

GOT is an abbreviation for “Gebührenordnung für Tierärzte” and stands for the Fee Ordinance for Veterinarians. The GOT level determines the cost that veterinarians are allowed to charge for the treatment of your four-legged friend. Depending on the length and difficulty of the treatment, or in the case of emergency care, veterinarians can charge 1-4 times the fee.

So, what does this mean for you? We cover costs for insured services up to the highest GOT level, i.e. Lassie reimburses 4 times the veterinary fee in the surgery insurance and in the Mini, Midi and Maxi health insurance tariffs.

Yes, we offer a free choice of clinic for surgery insurance and all health insurance products Mini, Midi, and Maxi.

At Lassie you can choose whether you pay a deductible or not. Both the OP insurance and full health insurance can be purchased with either 40%, 20% deductible or 0%. This means that Lassie will always cover at least 60% of the costs within the benefit limit for insured events defined in the tariff. With Lassie’s dog liability insurance you can choose between a fixed deductible of 150€ or 0€ per insurance incident.

Note: If you choose to pay a deductible, you will have a cheaper premium ;)

All pets are welcome at Lassie! There are no breed-specific restrictions for the conclusion of a surgery, health or liability insurance for your furry friend.

Pet surgery or health insurance: In order to take out a surgery or health insurance policy, the animal to be insured must have reached at least 8 weeks of age. Lassie has no upper age limit, which means that we also insure older pets. We are convinced that every animal, regardless of age, deserves the best insurance coverage for necessary veterinary measures.

Dog liability insurance: For Lassie’s dog liability insurance, there is no minimum age of the pet to be insured. If a mother dog is insured with Lassie liability insurance, her puppies are also insured up to 12 months - provided they live with the mother.

Your satisfaction as our customer is the highest priority for us. If you're not satisfied with our service or with the handling of your claim, you are most welcome to share your feedback with us. The fastest way to do so is via email to beschwerde@lassie.de.

You can find further information about submitting feedback on our complaints webpage.