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Insure your cat

Even if your cat is perfectly healthy, it's always reassuring to know that you have protection you can use in case of injury. Your four-legged friend's health can change quickly, from an accident to an acute illness. Without insurance, a visit to the vet can be very expensive. If your cat is insured, you can rest assured that help and support will always be available should anything happen.

Choose the right pet insurance

Choosing the right pet insurance can be difficult, but it's important to choose one that's right for you and your four-legged friend. So look over the different options and compare what's included and in the different policies. Some policies may have a more expensive price (known as a premium), but this could mean you get access to certain benefits that are just right for your cat. It's also a good idea to check if the insurance has any restrictions for your cat's specific breed.

Lassie offers its own insurance. Here are some, but not all, of the benefits we offer:

- We help you prevent injuries and illnesses in our app
We've developed interactive guides, challenges and quizzes to help you prevent injuries, illnesses and accidents. Lassie is the first pet insurance that rewards knowledge with a cheaper price.

- Personal help every day from 8am to 9pm
With Lassie, you get personal help on the phone, no matter what the issue, every day from 8am to 9pm. Veterinary care calls to digital vet are included in all Lassie insurances, and we're the only company to offer direct settlement even on evenings and weekends.

- Highly rated insurance with the highest veterinary care on the market
Lassie offers the market's highest veterinary care cover up to 160,000SEK, and we also rank highly in the Consumer Insurance Bureau's comparison.

- Unlimited calls to digital vet

  • Veterinary and life insurance

Veterinary insurance reimburses costs if your four-legged friend is injured or suffers from an illness. Before you take out insurance, it's important to choose the right pet insurance policy to suit your situation.

Some companies also offer life insurance. This insurance will help you with the cost if your dog or cat suffers a sudden serious injury or illness. If you have life insurance and your cat is so badly injured that it needs to be put down, you can get compensation.

Deductible

The excess is the part of the cost of the injury that you have to pay yourself each time you have an accident. When you take out an insurance policy, you usually have a choice about what excess you want. It is good to know that there are different types of excess, both fixed and variable. These can vary from one policy to another.

If we take Lassie as an example. We offer two options for a fixed excess: SEK 1 500 or SEK 3 500. We also offer two options for variable excess: 15% and 25%.

Fixed and variable deductible basically means that you choose a fixed deductible (SEK 1 500 or SEK 3 500) which is deducted at the time of veterinary visits. So if the cost of the visit exceeds your deductible, you pay 15% of the amount left over after the fixed deductible is paid. The remaining amount is the reimbursement we pay out.

Example of deductible:
Let's say your veterinary visit costs SEK 12 000. You have a fixed excess of SEK 1 500. The variable deductible is always 15%.

You pay: SEK 1 500 (fixed deductible) + SEK 1 575 (variable deductible calculated on SEK 10 500 (SEK 12 000 - SEK 1 500)) = SEK 3 075

Lassie reimburses the remaining amount: SEK 8 925 (12 000 - 3 075)

With a high deductible, Lassie pays out a smaller amount on each claim, which means you get a lower insurance price with us. With a low deductible, Lassie will pay out a larger amount for each claim, which means you will receive a higher insurance price from us. Choose the deductible that suits you and your situation.

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